Buying Your First Home
Ask me about conventional, FHA, VA, and low-down-payment options.
Financing Your
Next Home.
Put my 20-plus years of lending experience to work for your home purchase. From your first home to a luxury property, I’ll help you understand the financing, compare terms, and prepare for the next step.
Review My Mortgage Options
Apply Securely with Mark
Or Call Mark · 404.518.7977Continue through Funding Solutions to LendingPad to start or return to your mortgage application.
At the BeginningDown Payment & Closing Costs
Every MonthPayment, Taxes & Insurance
Over the YearsLoan Term & Total Costs
Estimate Your Monthly Payment
Explore an estimated payment before we talk. Change the assumptions to see what makes a difference.
Estimated Monthly Subtotal
$3,734/ Month- Principal & Interest
- $3,034
- Property Taxes
- $500
- Home Insurance
- $200
- Loan Amount
- $480,000
Mortgage insurance, HOA dues, closing costs, and other charges are not included. Your total housing cost may be higher.
Ask About These NumbersWhat Do These Mortgage Terms Mean?
Illustrative estimates only; rates are example inputs, not current offers or APRs. Assumes a fully amortizing, fixed-rate loan with monthly payments. Tax and insurance amounts are user estimates divided by 12, not escrow quotes. Results are rounded for display. Eligibility and actual terms require lender review. Learn More at the CFPB.
Home Loan Options
Your first home, a luxury purchase, or income that doesn’t fit a simple pay stub—tell me what you’re working with. Let’s discuss the options for your situation.
Jumbo Loans
Let’s talk about jumbo and portfolio mortgage options for your purchase.
Construction Loans
Building your next home? Let’s talk through the site, your plans, and construction-to-permanent financing.
Self-Employed? Let’s Talk
Ask about bank-statement programs and the documentation needed for review.
Exploring a 2-1 Buydown
Let’s review availability, funding, and how payments would change over time.
Choosing a Loan Structure
Ask me to compare fixed-rate, adjustable-rate, and interest-only options, including how payments may change and what you would owe over time.
Foreign National Financing
Tell me about your purchase plans and ask which programs may fit your circumstances.
Program availability, eligibility, documentation, and terms are subject to individual review and applicable licensing. Ask me about current options for your situation.
Comparing Your Mortgage Options
Share Your Plans
Discuss where you intend to buy, your timeline, and your questions. Ask which financing options may be available for your circumstances and location.
Understand the Full Cost
Review more than principal and interest. Ask about taxes, insurance, any mortgage insurance, and the money needed at closing.
Review Before Deciding
Compare loan terms and costs carefully. The Consumer Financial Protection Bureau’s Loan Estimate explainer can help you prepare questions for your lender.
Common Questions
Visit the Learning GuideDo I Have to Know Which Loan I Want?
No. Start with the property, your intended use, your budget and how you earn income. I can explain which programs may be worth reviewing and what information a lender will need.
Does a Lower Rate Always Mean a Cheaper Loan?
No. Compare the rate with points, fees, mortgage insurance, repayment term and total costs. A Loan Estimate helps you compare offers on similar terms.
Does Sending a Question Start a Loan Application?
No. This form is for a question and follow-up. When you are ready to apply, use the existing secure Funding Solutions application process; do not send financial documents through this site.
Let’s Start with Your Financing Questions.
Call me or send me a note. We’ll start with what matters to you.