DSCR Loans
Buying or refinancing a rental property? Let’s discuss DSCR (debt service coverage ratio) loans and the details of your investment.
Commercial Financing
Complex financing is a focus of my work. I bring experience with commercial properties, investor loans, and construction financing, along with lender relationships to help explore a structure suited to your project.
Investment & Business Financing
Whether you’re buying a rental property, acquiring a business, or planning a build, bring me the details. I’ll help you explore a financing path for the project.
Tell Me About Your Property
- Retail & Shopping Centers
- Medical
- Multifamily (5+ Units)
- Office
- Warehouse & Industrial
- Land & Development
Commercial Property
Discuss the property, its intended use, and the financing you need.
Business Acquisition & SBA
Tell me about the business or property and ask about SBA 7(a) and 504 financing.
Construction Loans
Let’s discuss land, construction, and construction-to-permanent financing.
Hard Money Lending
Tell me about your property project. We’ll discuss private and hard money lending, including costs, timing, and your repayment plan.
Program availability, eligibility, documentation, and terms are subject to individual review and applicable licensing. Ask me about current options for your situation.
How Commercial Financing Works
Tell Me What You’re Planning
Share the property type, location, intended use, and where you are in the process. If you’re still exploring, that’s a useful place to start.
Talk Through the Financing Need
We’ll discuss your estimated purchase or project budget, preferred timing, and the questions you need answered before moving forward.
Understand the Next Step
I’ll explain what information is needed to review your inquiry and how to share any requested documents through an appropriate secure channel.
Common Questions
Visit the Learning GuideWhat Does DSCR Actually Measure?
Debt service coverage ratio compares property income with debt service. Rental-loan and commercial-loan calculations can differ, so ask which income and expenses a particular lender includes.
What Is the Difference Between DSCR and Hard Money?
DSCR rental programs focus on property income and may offer longer terms. Hard money is often shorter-term property-backed financing for a project or transition. Compare the maturity date, fees, guarantees and repayment plan.
Will You Need Business Financial Records?
Documentation depends on the property, program and borrower. Begin with the property use, ownership and financing goal; I’ll explain what a secure application will require.
What Are You Looking to Build or Buy?
Call me or send me a note. We’ll start with what matters to you.